Credits: what costs what

Gumloop measures usage in credits. Unlike a fixed price per message, you pay for what the agent actually does, so a quick question costs far less than a long research task. (Prices and plan amounts change, so check your account for current numbers.)

What uses credits:

• Chat & Reasoning: the model reading, thinking and writing. Bigger models and longer conversations cost more, and so does every connected tool, because tool descriptions are sent to the model too.
• Tool calls: each successful app action. Failed calls are free. Some tools add their own fees.
• Compute: time the agent spends actively working, such as running code or browsing. Waiting for you is free.
• Brain searches and indexing.
• An orchestration fee: a percentage on top for running the agent loop.

Where to see it: every task shows a running credit total; click it for a breakdown by type. Usage & Limits has detailed logs you can export, and you can set alerts when usage crosses a threshold.

How to spend less:

• Use the simplest model that does the job well.
• Start a new task for a new topic.
• Attach only the connectors and abilities the agent needs.
• Prefer built-in triggers over AI-created polling triggers where one exists.

Bring your own key (BYOK): on paid plans you can connect your own AI provider account, so model costs are billed by that provider instead; tool calls and compute still use credits. In shared agents, usage is usually charged to the person running it.